Small Business Capital

When you’re searching for small business financing, choosing the right lender can make all the difference. Whether you’re looking for a fast process, flexible repayment terms or lower credit score requirements, it can pay to compare your funding options. Comparing Small Business Lenders Not all small business loan options or…

Getting a loan used to mean scheduling an in-person appointment, gathering stacks of paperwork and waiting weeks for an answer. Not anymore. Today, online business loans offer a faster, simpler way to access the funding your business needs — without stepping foot in a bank. Here’s how online business loans…

Access to funding can play a major role in the growth of a small business. But for many minority-owned businesses, access to capital hasn’t always been equal. Historically, discriminatory lending practices created structural barriers to borrowing. While there are now laws in place to prevent these practices, the ripple effects…

For minority business owners and entrepreneurs who are looking for funding, grants can be a great option. Unlike loans for minority business owners, grants do not create debt or require repayment because they are, in essence, free money. Although minority business grants are often competitive to secure, they can definitely…

If you know the cost of stocking the goods you sell and your selling price, stay on the Profit Margin tab and enter these figures. The calculator will return your profit margin as a percentage and as a dollar amount, and also your markup as a percentage. If you know…

Revenue per employee (RPE) is a metric that businesses can use to measure the productivity and efficiency of their workforce. It is calculated simply by dividing overall revenue by the number of employees the company maintains. RPE is not a perfect metric, as it can overlook the cultural impact and…

Small Business Saturday celebrates locally owned small businesses and encourages people to shop and dine at independent businesses. Read on to learn how small business owners can take advantage of this annual initiative to attract new customers and help build a strong sense of community. What is Small Business Saturday…

America’s women-owned businesses employ 11.4 million people and generate over $2.1 trillion in revenue annually. But women still own just 22.3% of employer businesses, and women-owned businesses generate just 4.84% of all business revenue overall. While bigger is by no means better, this disparity between the number of women’s businesses…

Building your business credit can start with a few steps, like setting up your legal business entity and becoming more visible to credit reporting agencies. It also involves using financial tools like a D-U-N-S® Number, or opening a business bank account and using business credit responsibly. Just like individuals rely…

In business, credit is crucial. It can make or break your ability to grow and sustain your company. For many entrepreneurs, understanding and effectively managing your business credit score is key to securing financing, negotiating […] The post Business Tradelines: What They Are and How They Can Help You Build…

A good business credit score offers many benefits. It can help you secure business financing, establish better partnerships, get lower interest rates from lenders, get better terms from vendors and insurance providers, and even increase […] The post How to Read a Business Credit Report and Get Your Score appeared…

The U.S. Small Business Administration defines a family business as one that is majority-owned by at least two members of a family. Around 27.3% of businesses are family-owned — most of these are small businesses […] The post Which States Have the Most Family-Owned Businesses? (And Other Family Business Statistics)…

As a small business owner, understanding the difference between your personal credit score and your business credit score is important. Both these numbers can impact you and your business’s finances. Learning how each score works, […] The post Business Credit vs. Personal Credit — What’s the Difference? appeared first on…

The 2025 government shutdown has left many small business owners in a bind — especially those counting on SBA loans or federal support. If you’re wondering where to turn for funding while key government functions […] The post A Guide to Business Funding During the 2025 Government Shutdown appeared first…

October is National Women’s Small Business Month, an annual celebration of women business owners, founders and entrepreneurs. It’s a time to recognize their achievements and unique challenges, as well as highlight valuable resources to further […] The post Women’s Small Business Month 2025: 8 Ways to Celebrate appeared first on…