Small Business Capital

In the world of business financing, securing the right funding can be a significant challenge for small businesses. Traditional small business loans often come with stringent requirements, leaving many entrepreneurs in search of alternative financing […] The post The Pros and Cons of Merchant Cash Advances appeared first on OnDeck….

Managing cash flow isn’t always easy. In addition to lines of credit and business term loans, many small business owners turn to merchant cash advances (MCAs) to get quick access to capital. While MCAs can […] The post Merchant Cash Advance Consolidation: How It Works and What You Need to…

Having a line of credit can be a lifeline for small businesses. It provides a safety net for unexpected expenses — and flexibility that traditional small business loans usually can’t match. However, determining the right […] The post How To Determine the Amount of Your Business Line of Credit appeared…

If you’re a small business owner, it’s important to have financial flexibility to see you through the ups and downs of entrepreneurship. You will probably encounter slow periods, or an emergency expense or two that […] The post 5 of the Best Ways To Use Your Business Line of Credit…

Working capital is an important indicator of a company’s liquidity and financial health. It’s essential for business owners to know how to calculate and interpret this metric. This financial metric shows how much cash and […] The post Working Capital Formula: What It Is and How To Calculate It appeared…

Maintaining a steady cash flow is crucial for the survival and growth of any business. Companies are constantly looking for innovative financial strategies to improve liquidity without cutting back on their operational capabilities. One such […] The post Sale-Leasebacks: How to Use Your Assets to Increase Cash Flow appeared first…

The minimum wage rose in 22 U.S. states at the start of 2024, with 38 counties and cities implementing further increases. However, many small companies were already paying above these new limits to counter staff […] The post The States Where Small Businesses Pay the Highest Wages appeared first on…

Whether it’s heavy machinery, farm equipment, X-ray machines, phones, computers or office furniture — small businesses require some type of equipment to operate. The question is whether to lease or buy this equipment. Buying equipment […] The post Leasing vs. Buying Business Equipment: What Makes Sense for Your Business? appeared…

In business, credit is crucial. It can make or break your ability to grow and sustain your company. For many entrepreneurs, understanding and effectively managing business credit is key to securing financing, negotiating favorable terms […] The post Business Tradelines: What They Are and How They Can Help You Build…

Loans secured by the Small Business Administration (SBA) are highly sought after, but getting approved with a bad credit score can be complicated. While there are more than 33 million small businesses in the United […] The post SBA Loan With Bad Credit: What You Can Expect appeared first on…

As a small business owner, understanding the difference between your personal credit score and your business credit score is important. Both these numbers can impact you and your business’s finances. Learning how each score works, […] The post Business Credit vs. Personal Credit — What’s the Difference? appeared first on…

Securing a business loan can be a crucial step for entrepreneurs looking to start or expand their businesses. However, one of the significant hurdles many face is meeting the minimum credit score requirements set by […] The post Minimum Credit Score for Business Loans: Answers and Options appeared first on…

Around 28% of Americans have fair or poor credit — so it’s not uncommon for someone to have less-than-perfect credit. However, a business partner with bad credit can present some challenges to your small business. […] The post What To Do When a Business Partner Has Bad Credit appeared first…

As a small business owner, your credit score is a crucial part of your financial identity. Establishing and maintaining strong business credit can help you negotiate better terms with suppliers, reduce insurance premiums, manage your […] The post Do Credit Checks Lower My Business Credit Score? appeared first on OnDeck….

There’s a lot of jargon in business financing and it can be difficult to feel like you’ve got a solid understanding of every term. The difference between a hard and soft credit check can be […] The post What Is a Soft Credit Check for a Business Loan? appeared first…