This post was originally published on The Economic Times
In this conversation, Sumit Phakka, Deputy Managing Director, IDBI Bank, shares how the Union Budget 2026 is reshaping MSME lending in India. From cash flow-based financing and digital underwriting to co-lending with fintechs, he explains how IDBI Bank is scaling responsibly while maintaining strong credit discipline. The discussion also highlights opportunities in manufacturing, clean tech, and the rise of first-time MSME borrowers.
— Read the rest of this post, which was originally published on The Economic Times.
