This post was originally published on The FinTech Times
The UK fintech sector raised a total of $3.1billion in the first nine months (9M) of 2025, a 16 per cent decline from the $3.7billion raised in the same period in both 2024 and 2023. The figures come from the ‘UK FinTech Report – 9M 2025’ by data intelligence platform Tracxn.
Despite the overall drop in funding, the ecosystem showed robust activity in late-stage investments, large funding rounds, and acquisitions, though this was offset by significant declines in seed and early-stage investments.
Late-stage rounds and M&A activity surge
The report highlights a clear divergence in the UK’s funding landscape. While overall funding contracted, late-stage investments drove momentum, rising 42 per cent to $1.9billion in 9M 2025, up from $1.3billion in 9M 2024.
This was bolstered by a resurgence in megarounds. Eight funding rounds of over $100million were recorded in the first nine months of 2025, compared to five in 9M 2024 and six in 9M 2023. Notable large rounds included Rapyd and FNZ, which each secured $500million, and Dojo, which raised $190million in a private equity round.
In contrast, early-stage funding saw a significant drop. Seed-stage activity fell 44 per cent to $146million, and early-stage funding declined 49 per cent to $1.1billion compared to the
— Read the rest of this post, which was originally published on The FinTech Times.
