PREDICT 2026: Finextra’s US Regulation Pulse Check 2026

This post was originally published on Fin Extra

Which 2026 regulatory deadlines pose the greatest operational challenge for organisations?
How confident are companies in their ability to meet the new AML/CFT program requirements proposed by FinCEN?
Will the GENIUS Act drive the uptake of digital assets?
How have organisations adjusted capital planning or liquidity frameworks in response to anticipated Basel III recalibrations?
What partnerships or external support are banks leveraging to navigate the evolving US regulatory landscape?

Building on Finextra’s US Regulation 2025 Survey, our 2026 version captures and explores ongoing priorities within US regulation. It’s been a year since President Trump returned to office, giving way to a clearer deregulatory agenda, with many firms now facing new questions around risk, resourcing, and long-term planning.

At the same time, multiple regulatory deadlines are converging for the US in 2026, including Treasury Central Clearing mandates, ACH fraud monitoring rules, the GENIUS Act, and AML/CFT programme redesigns, financial institutions are under pressure to prioritise and sequence their compliance efforts.

As a result, the financial services industry must evaluate in advance which deadlines are causing the greatest concern and how firms are balancing urgency with strategic planning. Alongside this, while regulators revisit capital and liquidity frameworks,

Read the rest of this post, which was originally published on Fin Extra.

Previous Post

PREDICT: Asia’s Fintech Stack: Engineering Impact from Infrastructure to Intelligence

Next Post

Ubank expands passkeys to online banking