This post was originally published on Fin Extra
ZestyAI today announced a new partnership with Kin Insurance, a direct-to-consumer, digital home insurance provider committed to serving catastrophe-exposed markets.
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As part of its expansion into California, Kin has deployed Z-FIRE, ZestyAI’s wildfire risk model, to accurately assess property-level wildfire exposure and expand access to coverage in high-risk areas.
The model was integrated in just 10 days, enabling Kin to move quickly in meeting the needs of California’s evolving market.
California continues to face a widening insurance gap, driven by more frequent natural disasters and insurer withdrawals. This partnership supports Kin’s commitment to bringing insurance options back to communities impacted by limited availability of coverage.
Z-FIRE uses machine learning to evaluate each property’s unique characteristics, including defensible space, building materials, topography, vegetation, and more, to predict which properties are most likely to experience a wildfire and which ones will survive.
“California requires a smarter, more modern approach to home insurance risk management,” said Michael McCright, vice president, pricing and risk management at Kin.
“ZestyAI’s Z-FIRE model brings the level of insight we need to confidently assess risk and offer coverage in areas at risk of
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